Auto insurance · Indiana
Auto insurance, shopped for you.
The same driver can get very different prices from different companies. We compare our carriers before you renew — anywhere in Indiana.
Who it’s for
- Families & teen drivers
- New to the U.S. / foreign license
- SR-22 filings
- Rideshare & delivery
- Motorcycles
What we compare
What does auto insurance cover in Indiana?
YK Financial Solutions is an independent insurance agency in Carmel that compares auto insurance from Progressive, GEICO, Liberty Mutual and other carriers for drivers anywhere in Indiana. These are the parts of a policy we line up side by side.
- Liability
- Injuries and damage you cause to others — protects your savings and future income.
- Collision
- Repairs to your car after an accident, minus your deductible.
- Comprehensive
- Theft, hail, fire, vandalism and animal strikes.
- Uninsured motorist
- Protects you when the other driver has too little insurance, or none.
- Medical payments
- Medical bills for you and your passengers, regardless of fault.
- Rental & roadside
- Low-cost add-ons that matter when you need them.
Indiana at a glance
| Minimum liability | $25,000 per person and $50,000 per accident for injuries, plus $25,000 for property damage (25/50/25). |
|---|---|
| Uninsured motorist | Insurers must offer uninsured and underinsured motorist coverage. You can only decline it in writing. |
| SR-22 | Filed by your insurer with the Indiana BMV, typically for three years. Your BMV notice states the exact period. |
| Driving uninsured | Can lead to suspension of your driver’s license and vehicle registration. |
| Minimums vs. real costs | A serious accident can cost far more than the minimums, and you are personally responsible for the difference. |
New driver in the family? We’ll find the cheapest way to add them.
Teen drivers can double a premium. Good-student discounts, the right car assignment and the right carrier make a real difference.
Get a free quoteIndependent
Carriers we work with
No single insurance company employs us, so we shop your coverage across all of them.
Auto
Progressive · GEICO · Liberty Mutual · National General 360 · Trexis Insurance · The Hartford
Carrier names are trademarks of their respective owners. Availability varies by product and underwriting.
FAQ
Auto questions
All questionsReviewed by Yevhen Khrypunov, licensed Indiana insurance producer · November 2026
What is the minimum car insurance in Indiana?
Indiana requires liability of at least $25,000 per person and $50,000 per accident for injuries, plus $25,000 for property damage (often written 25/50/25). Insurers must also offer uninsured and underinsured motorist coverage, which you can only decline in writing. A serious accident can cost far more than the minimums, so most drivers carry higher limits.
What affects my auto rate?
Driving record, vehicle, where it’s garaged, mileage, age and experience, limits and deductibles, prior insurance and, in many cases, credit-based insurance factors allowed by Indiana law. Each carrier weighs these differently — which is why we compare.
Which discounts should I ask about?
Bundling with home or renters, multi-car, good driver, good student, paid in full, paperless, safety features and telematics programs. We’ll tell you which apply to you.
Can I get insurance with a foreign driver’s license?
Some carriers will insure drivers with an international or foreign license, usually with conditions. Getting an Indiana license opens up more options.
What is an SR-22?
A certificate your insurer files with the Indiana BMV to prove you carry required coverage, usually after certain violations or a lapse. In Indiana it’s typically required for three years; your BMV notice states the exact period. Not every carrier offers it — we know which do.
Will comparing quotes raise my rate?
No. Requesting quotes isn’t a claim. Credit-based insurance scores use soft inquiries that don’t affect your credit score.
Other coverage
Insurance product availability, features and pricing vary by carrier and by state, and are subject to underwriting. This page is general information, not an offer, quote or personalized advice. Coverage is subject to the terms of the policy issued.