Independent Insurance Agency — Carmel, Indiana
Most people are over-insured, under-insured, or overpaying. We review everything first — then shop 30+ carriers to find what actually fits.
Before we recommend a single product, we review what you have and understand what you need.
We look at your existing coverage — what you have, what it costs, what's missing.
We learn your life situation, goals, and what actually matters to protect.
We price shop 30+ carriers and find the best fit — not the highest commission.
You get options presented clearly. You choose. Zero pressure.
About
Unlike captive agents tied to one company, we're completely independent. We represent 30+ preferred carriers and 100+ additional companies — which means we find what's genuinely best for you, not what pays us the most.
Founded by Yevhen Khrypunov — Finance graduate, licensed insurance professional, and former advisor at Northwestern Mutual and Farmer's Insurance. Fluent in English, Spanish, Ukrainian, and Russian.
What We Cover
We start by reviewing what you already have. Click any service to learn more.
Not sure if you're covered correctly? We start here — always. Free, no obligation, all lines.
Protection for the people who depend on you. We find the right type and the best rate.
Home, auto, renters — the policies most people overpay for. We fix that.
If something goes wrong at your business, the right coverage is the difference between recovery and closure.
Your income is your most valuable asset. Protect it when illness or injury stops it.
Already have coverage? We review it, find what's missing, and optimize what you're paying.
"The best insurance advisor isn't the one who sells you the most coverage — it's the one who helps you understand exactly what you need and finds it at the best possible price."
— Yevhen Khrypunov, CEO & Founder
Why YK Financial
We never push a product until we understand your full situation. Most clients are either overpaying or missing critical coverage. We fix both.
We are not employed by any insurance company. Our recommendations are based entirely on what's best for you — never on quotas or bonuses.
English, Spanish, Ukrainian, Russian. Insurance decisions are too important to make in a language you're not fully comfortable in.
More carriers means more competition for your business. We shop every option and present the best with full transparency.
Get in Touch
No pressure. No sales pitch. Just an honest conversation about what you have, what you need, and what's available. 20 minutes — could save you thousands.
One of our licensed advisors will reach out to you shortly. In the meantime — if you have any questions, email us at yevhen@ykfinancialsolutions.com
YK Financial Solutions LLC · 580 East Carmel Drive, Suite 300, Carmel, Indiana 46032 · yevhen@ykfinancialsolutions.com
Last updated: May 2026
We collect information you voluntarily provide through our contact form, including your name, email address, phone number, and insurance interests. We do not automatically collect sensitive personal or financial data.
YK Financial Solutions LLC does not sell, rent, or trade your personal information to third parties for marketing purposes.
YK Financial Solutions LLC is a licensed insurance agency in the State of Indiana. We comply with all applicable Indiana Department of Insurance regulations and applicable federal insurance privacy laws, including the Gramm-Leach-Bliley Act (GLBA). As a licensed insurance producer, we are required to protect the privacy of nonpublic personal information we collect in connection with insurance products and services.
Contact form submissions are processed through Formspree, a secure third-party service. We take reasonable steps to protect your personal information from unauthorized access.
This website uses minimal cookies for analytics purposes only. We do not use cookies to track your browsing activity across other websites or sell data to advertisers.
You may request to access, correct, or delete your personal information at any time by contacting us at yevhen@ykfinancialsolutions.com.
For privacy-related questions: yevhen@ykfinancialsolutions.com · (317) 646-0105